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Laybuy lets you receive your online purchase NOW and spread the total cost over 6 weekly automatic payments INTEREST FREE!

How it Works

  • Laybuy
    Simply select Pay by Laybuy at checkout
  • Laybuy
    Login or Register for Laybuy and complete your order in seconds
  • Laybuy
    Complete your purchase using an existing debit or credit card
  • Laybuy
    Pay over 6 weeks and receive your purchase now

How do I sign up?

Just continue to checkout and select Laybuy as your payment option or visit laybuy.com/consumer to create your account.

Who can use Laybuy?

Any NZ resident over 18 with a current debit or credit card.

How is my limit approved?

Your limit is assigned through our instant credit check upon sign up. If you don't have a credit score, Laybuy will assign you with $120. No extra information about you is required!

Is there anything else I should know?

A late fee of $10 will be applied to your account 24 hours after a missed payment. You can also spend more than your assigned limit, the excess will be added to your first payment.



HEAR FROM OUR CUSTOMERS

"Thank you so much for our wonderful engagement party cake, so many compliments! Looked amazing and tasted delicious too."

— Renae Woodfine

"Thank you so much for the delicious cake, the flavour was perfect! – we received many compliments."

— Sheryl

"Just wanted to pass on a massive thank you for Carter’s basketball cake. The guests were all very impressed. As for the cake itself it tasted delicious. My son said it was so moist and so good! We all totally agree including my daughter who is not a big chocolate cake fan. Many thanks again"

— Marie Hills



 

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