Laybuy lets you receive your online purchase NOW and spread the total cost over 6 weekly automatic payments INTEREST FREE!

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  Simply select Pay by Laybuy at checkout
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  Login or Register for Laybuy and complete your order in seconds
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  Complete your purchase using an existing debit or credit card
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  Pay over 6 weeks and receive your purchase now

How do I sign up?

Just continue to checkout and select Laybuy as your payment option or visit laybuy.com/consumer to create your account.

Who can use Laybuy?

Any NZ resident over 18 with a current debit or credit card.

How is my limit approved?

Your limit is assigned through our instant credit check upon sign up. If you don't have a credit score, Laybuy will assign you with $120. No extra information about you is required!

Is there anything else I should know?

A late fee of $10 will be applied to your account 24 hours after a missed payment. You can also spend more than your assigned limit, the excess will be added to your first payment.